Trust & security
Built so trust isn't required.
Neither side has to take the other's word for anything, including ours.
Safepay never holds your money.
Funds in a Safepay deal are held under a partnered custody model with licensed financial institutions. Our system controls when money moves, buyer to escrow, escrow to seller, but the funds sit with regulated custodians, not in Safepay's accounts.
Structural protections
The rules that make cheating not worth it.
Frozen by default.
In any dispute, the money stays locked while it's resolved — typically within 24–48 hours. Nobody can move it, which removes the incentive to cheat.
Dual confirmation
Deals lock only when both sides type #safepay.
Written record
Every deal produces a confirmed summary. No more "but you said".
Instant payout
Sellers are paid the moment #release is typed. No withheld balances.
Your data
We only keep what a deal needs.
We store deal records and the messages needed to enforce them, securely, only for that purpose. We don't sell your data, and the bot can't read chats it isn't part of.
Where we are today
Safepay is in alpha. The bot is live and processing real transactions in Nigeria. Our custody partnership and regulatory framework are being finalized ahead of public launch, full details, including our published dispute policy, will appear on this page as they complete. We'd rather tell you exactly where we are than pretend.