IN ESCROW
Frozen by default.
In any dispute, nobody gets the money until it's resolved. That removes the incentive to cheat, the pressure to close the deal properly falls on both sides.
Nigerian social commerce runs on WhatsApp, and on trust that regularly gets abused. Wrong goods arrive with no recourse. Deals live in voice notes. Money leaves and never comes back.
Each of these deals sits at UNPROTECTED forever.
In any dispute, nobody gets the money until it's resolved. That removes the incentive to cheat, the pressure to close the deal properly falls on both sides.
Both sides must type #safepay before anything locks. One-sided contracts don't exist here.
Funds held through licensed financial institutions, never by Safepay directly.
Now onboarding our first beta sellers in Lagos.